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VA guarantee |
An insurance contract for which the Veterans
Administration (VA) guarantees the lender's recovery of a designated percentage
of the loan amount from the insurer in the event that the borrower defaults on
the loan |
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VA loan, or Government
mortgage |
A mortgage loan available to qualified military
veterans which is guaranteed by the Department of Veteran Affairs, usually
offering either no down payment or a low down payment |
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Valuation |
The estimated of value of a
property |
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Variable rate mortgage, or Adjusted rate
mortgage |
A mortgage with interest rates that may
fluctuate based on market conditions |
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Verification of Deposit |
A statement signed by the borrower's financial
institution that verifies the current balances in the borrower's
accounts |
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Verification of
Employment |
A statement signed by the borrower's employer
that verifies the borrower's current position and salary |
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Vest |
To pass an immediate right on to a
person |
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Vested |
Having the right to withdraw a percentage of a
fund before its agreed-upon maturity date; e.g., the percentage vested to
individuals with retirement funds differs; if someone is 80% vested, that means
they can only withdraw 80% of the funds set aside for them until its
maturity |
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Department of Veterans Affairs
(VA) |
A federal agency that insures residential
mortgages made to eligible military veterans, which thereby encourages loans
being made to veterans |
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Did I Miss the Word YOU Are Looking For? Is there a real estate word that I failed to explain here in my dictionary for homebuyers and sellers? Let me be your personal real estate dictionary! I'll send a brief explanation of any word or term that you encounter when buying and selling property. Do you have a suggestion of a real estate word that should be included? Let me know! I always appreciate feedback. Do any of these definitions raise questions for you? Didn't find the word you're looking for? Let me know! I'm happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly... |
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Victoria Luhring
The Danberry Company
3555 Briarfield
Maumee, OH. 43537
419 460-5587
Fax: 419 893-0122
Email: victorialuhring@NUMBER1EXPERT.com
Having a lot of sales and being the #1 agent year after year is, admittedly, very nice. But for me it’s what’s behind the numbers that really counts. Honesty, Integrity, Trust and LOTS OF HAPPY FAMILIES. I’ve helped over 85 families move in the past year. EXCEEDING MY CLIENTS EXPECTATIONS is always my goal. I LOVE the negotiation process and getting my client a little more than they expected. I have obtained my CRS, ABR, GRI and e-PRO designations. Client satisfaction is how I measure my success. Very Simply Put, ‘I CARE’ and, because of that, I make things happen.       
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Different Types of Loans
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