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VA guarantee |
An insurance contract for which the Veterans
Administration (VA) guarantees the lender's recovery of a designated percentage
of the loan amount from the insurer in the event that the borrower defaults on
the loan |
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VA loan, or Government
mortgage |
A mortgage loan available to qualified military
veterans which is guaranteed by the Department of Veteran Affairs, usually
offering either no down payment or a low down payment |
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Valuation |
The estimated of value of a
property |
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Variable rate mortgage, or Adjusted rate
mortgage |
A mortgage with interest rates that may
fluctuate based on market conditions |
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Verification of Deposit |
A statement signed by the borrower's financial
institution that verifies the current balances in the borrower's
accounts |
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Verification of
Employment |
A statement signed by the borrower's employer
that verifies the borrower's current position and salary |
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Vest |
To pass an immediate right on to a
person |
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Vested |
Having the right to withdraw a percentage of a
fund before its agreed-upon maturity date; e.g., the percentage vested to
individuals with retirement funds differs; if someone is 80% vested, that means
they can only withdraw 80% of the funds set aside for them until its
maturity |
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Department of Veterans Affairs
(VA) |
A federal agency that insures residential
mortgages made to eligible military veterans, which thereby encourages loans
being made to veterans |
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Victoria Luhring The Danberry Company 3555 Briarfield Maumee, OH. 43537 419 460-5587 Fax: 419 893-0122 Email: victorialuhring@NUMBER1EXPERT.com
Having a lot of sales and being the #1 agent year after year is, admittedly, very nice. But for me it’s what’s behind the numbers that really counts. Honesty, Integrity, Trust and LOTS OF HAPPY FAMILIES. I’ve helped over 85 families move in the past year. EXCEEDING MY CLIENTS EXPECTATIONS is always my goal. I LOVE the negotiation process and getting my client a little more than they expected. I have obtained my CRS, ABR, GRI and e-PRO designations. Client satisfaction is how I measure my success. Very Simply Put, ‘I CARE’ and, because of that, I make things happen.       
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GRI Certification http://www.edesignations.com/
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Different Types of Loans http://www.toledohomes4u.com/content/article.html/1520396
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