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Real Estate Dictionary: Sylvania, Perrysburg, Toledo and Maumee Ohio home buying, real estate listings, and homes for sale in Lucas County, OH

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Victoria Luhring
The Danberry Company
3555 Briarfield
Maumee, OH. 43537
419 460-5587
Fax: 419 794 6979
Email: victorialuhring@NUMBER1EXPERT.com

Personal Phone

Main: 419 794 6979

Mobile: 419 460-5587

Fax: 419 794 6979

Service Area Information

Office Area(s): Toledo, Maumee, Perrysburg, Oregon

Additional Service Areas: Sylvania, Holland, Waterville, Whitehouse, Ottawa Hills, Rossford, Bowling Green, Swanton, Lyons, Delta, Northwood, Grand Rapids, Monclova

Professional & Personal Distinctions

Designations: Certified Luxury Home Marketing Specialist, (CLHMS) Relocation Specialist, New Home Construction Specialist, (CSP) Accredited Buyer Representative (ABR), Certified Buyer Representative, Certified Residential Specialist (CRS), Graduate Realtor Institute (GRI), Accredited Staging Professional (ASP) Senior Real estate Specialist (SRES). e-PRO Internet Professional.

Awards/Clubs: Lifetime Achievement
Life Time Member of the Million Dollar Club
Award of Distinction and Excellence in Performance
National Award of Excellence - Internet Marketing

Hobbies: Skiing, Working Out- Fitness, Travel, My Kids Sports and Cleaning - Yes I love to clean and organize

Civic Activities And Charities: Toledo Childrens Hospital, United Way, Cedar Creek Church, Cherry Street Mission

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Bowling Green State University
http://www.bgsu.edu

Owens Community College
https://www.owens.edu/

University of Toledo
http://www.utoledo.edu/

Anthony Wayne Schools
http://www.a-wayne.k12.oh.us/

Maumee Schools
http://www.maumee.k12.oh.us/

Springfield Schools
http://springfield-lucas.us/1/

Sylvania Schools
http://www.sylvania.k12.oh.us/

Perrysburg Schools
http://www.perrysburg.k12.oh.us/

ASP Certification
http://www.stagedhomes.com/index.php

GRI Certification
http://www.edesignations.com/

CRS Certification
http://www.crs.com/

ABR Certification
http://www.rebac.net/Content.aspx?PageName=whyuseABR.htm

Different Types of Loans
http://www.toledohomes4u.com/content/article.html/1520396

E-PRO Certification
http://www.toledohomes4u.com/content/article.html/1517827

Free Pre-Approve Online
http://www.americanhm.com/unavailable.htm

Lucas County Real Estate
http://www.co.lucas.oh.us/real_estate/AREISmain/areismain.asp

Recent Home Sales
http://www.domania.com/images/redesign/logo_do_your_homework.gif

Wood County Auditors
http://auditor.co.wood.oh.us/start.asp

Ohio School Report Cards
https://webapp2.ode.state.oh.us/reportcard/archives/

Pre-Approve Online
http://nationalcity.com/mtg/tgrambo

Toledo
http://www.ci.toledo.oh.us/

Maumee
http://www.maumee.org/

Find Out What a Home Sold For!
http://www.domania.com/index.jsp

Sylvania
http://www.cityofsylvania.com/images/Flag%20Pole.gif

Perrysburg Friends
http://www.friendsofperrysburg.org/calendar_of_events.htm

Free Moving Quote
http://www.toledohomes4u.com/content/moving.html